Target Capital: Employment Practices Liability Insurance

Accountants
Architects & Engineers
Home Inspectors
Lawyers
Lawyers E&S
Miscellaneous E & O
Package for Professionals
PEOs / ASOs
Staffing E&O/EPLI
Staffing Package Coverage
Tax Preparers

Employers face a growing multitude of serious employment practices liability (EPL) exposures in their day-to-day interactions with employees. EPLI protects businesses against legal defense expenses and damages resulting from wrongful employment practices including discrimination, sexual harassment, wrongful termination and other related workplace issues.

Coverage available for companies with 1,000 employees or less, however, larger accounts will be considered on an exception basis
Allegations of Employment Related Emotional Distress, Mental Injury, and Mental Anguish
Discrimination
Employment Related Libel/Slander
Harassment
Negligent Employee Evaluation
Negligent Hiring
Retaliation
Wrongful Demotion
Wrongful Deprivation of Career Opportuntiy
Wrongful Termination
Third party coverage for Claims of Discrimination and/or Harassment made by a Customer, Vendor, or any other third party.
Duty to Defend
Prior Acts Coverage
No Co-Insurance

Up to $3 million per claim / $3 million aggregate for most classes
Minimum premium $5,000
SIR Options $5,000 and up

Our carrier partner is rated “A” (Excellent) by A.M. Best.

Five years complete loss history, employee handbook, completed application form.

Click here to download the most recent forms and applications for this program

If you have any questions regarding Employment Practices Liability Insurance, please contact:

Amanda Riggott at ariggott@target-capital.com, (888)888.1613, ext.233, fax:(860)284.9697
mailing address:35 Tower Lane, Avon, CT 06001