Coverages Overview | Coverage Features & Benefits | Coverage Limits | Applications |
Ask the Underwriter

NEW! Target Insurance Services has found two, A+ carrier partners with a huge
appetite for staffing firms placing most classes of medical professionals.

You can offer your medical staffing clients a wide variety of E & O coverage choices, including:
• Minimum premiums as low as $2500
• Deductibles from $1,000
• Limits as high as $10 million

What’s more, our partners will entertain the addition of GL and/or Umbrella coverage for medical staffing firms.

LIABILITY COVERAGES OVERVIEW

Target's Professional Liability Program for Non-Medical Staffing & Recruitment Firms offers multiple coverages:

• Professional Liability (Errors & Omissions) with built-in Personal Injury Coverage
• Employment Practices Liability
• General Liabiliity
• Crime

In addition, we offer you an Office Package Program for Staffing Firms.

KEY E&O / EPLI / GL FEATURES & BENEFITS

• Admitted coverage from a carrier partner consistently rated A+
• Claims-made or Occurrence policy forms
• Optional EPLI and/or GL on a single, E & O policy
• Personal injury coverage for emotional distress and mental anguish
• A clear definition of EPLI, harassment, discrimination, and wrongful termination
• An easy, “certificate” renewal process
• Coverage for firms placing 100% professionals (accountants, architects, etc.)
• Independent contractors placement coverage
• Optional “Miscellaneous E&O” for ancillary services such as consulting, training, etc.

Stand-alone 1st and/or 3rd Party Crime Coverage

• 1st Party Coverage (for crimes committed by the firm's in-house employees),
  and / or 3rd Party Coverage (for the temps sent to clients) can be purchased on a stand-alone basis
• 3rd Party Coverage can be written with limits that vary per client contract
• Allowable Loss Payable Provisions (especially valuable to staffing-firm clients)
• No minimum premium
• Coverage includes: Employee Dishonesty, Forgery, Money & Securities (Inside & Outside),
  Other Property (Inside & Outside), and Computer Fraud (with Electronic Funds Transfer).

COVERAGE LIMITS

Separate limits for E & O and EPLI up to $5 million

1st Party Crime: Up to $5 million

3rd Party Stand-alone Crime: Up to 3 million

Submissions may be faxed to (860) 679-9391

APPLICATIONS

Click here to download the most recent forms and applications for E&O, EPLI or PI.

Click here to download the most recent forms and applications for Crime.

Submissions can be faxed to (860) 679-9391

ASK THE UNDERWRITER

If you have any questions regarding the Staffing Firms Professional Liability Program, please contact
Desiree Scrimger, Program Manager:

Phone:       (888) 888.1613 Ext.353
Fax:            (860) 679.9391
Email:        dscrimger@target-capital.com
Address:   35 Tower Lane. Avon, CT. 06001

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