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10 Tower Lane
Avon, CT 06001
Toll-Free: 888-888-1613

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40 Shuman Boulevard
Suite 330
Naperville, IL 60563
Toll-Free: 800-692-5752


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Coverages Overview | Coverage Features & Benefits | Coverage Limits | Applications |
Ask the Underwriter

NEWS
New, Single-Page, Cost Indication Request
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Brokers to Earn More for Writing Staffing Firms with Target
Target is pleased to announce increased payments to its agents and broker partners for Staffing Firms business:
• Professional Liability;
• Employment Practices Liability; and
• General Liability.
It’s one more way in which we intend to maintain our leadership position in this market.

New Business Bonus Extended to 2010
All agents and brokers (retail and wholesale) will enjoy a 2.5% commission bonus on all new business for Staffing Firms through 2010. Eligible coverage is listed above.

Commission Increase for Wholesalers
To better enable wholesalers to write Staffing Firms for retail agents, Target has increased Staffing commissions to wholesale brokers by 2.5%. The New Business Bonus described above will be in addition to this commission increase.

LIABILITY COVERAGES OVERVIEW

Target's Professional Liability Program for Non-Medical Staffing & Recruitment Firms offers multiple coverages:

• Professional Liability (Errors & Omissions) with built-in Personal Injury Coverage
• Employment Practices Liability
• General Liabiliity
• Crime

In addition, we offer you an Package Program for Staffing Firms.

KEY E&O / EPLI / GL FEATURES & BENEFITS

• Admitted coverage from a carrier partner consistently rated A+
• Claims-made or Occurrence policy forms
• Optional EPLI and/or GL on a single, E & O policy
• Personal injury coverage for emotional distress and mental anguish
• A clear definition of EPLI, harassment, discrimination, and wrongful termination
• An easy, “certificate” renewal process
• Coverage for firms placing 100% professionals (accountants, architects, etc.)
• Independent contractors placement coverage
• Optional “Miscellaneous E&O” for ancillary services such as consulting, training, etc.

Stand-alone 1st and/or 3rd Party Crime Coverage

  • 1st Party Coverage (for crimes committed by the firm's in-house employees),
    and / or 3rd Party Coverage (for the temps sent to clients) can be purchased on a stand-alone basis
  • 3rd Party Coverage can be written with limits that vary per client contract
  • Allowable Loss Payable Provisions (especially valuable to staffing-firm clients)
  • No minimum premium
  • Coverage includes: Employee Dishonesty, Forgery, Money & Securities (Inside & Outside),
    Other Property (Inside & Outside), and Computer Fraud (with Electronic Funds Transfer).

COVERAGE LIMITS

Separate limits for E & O and EPLI up to $5 million

1st Party Crime: Up to $5 million

3rd Party Stand-alone Crime: Up to 3 million

APPLICATIONS

Click here to download the most recent forms and applications for E&O, EPLI or PI.

Click here to download the most recent forms and applications for Crime.

Submissions can be submitted via email or fax:

Email: staffinge&o@target-capital.com
Fax:    (860) 679-9391

ASK THE UNDERWRITER

If you have any questions regarding the Staffing Firms Professional Liability Program, please contact
Nicole Maragnano, Underwriter:

Phone:       (888) 888.1613 Ext.298
Fax:            (860) 679.9391
Email:        nmaragnano@target-capital.com
Address:   10 Tower Lane. Avon, CT. 06001


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