At Target Insurance Services®, we respect the privacy of our customers and our web site visitors. We do use information you provide to better serve your insurance needs. We also recognize that this information is an important part of your business, and we treat it accordingly. The following statement spells out our privacy policy in more detail. The policy applies to www.target-capital.com and other web sites owned and operated by Target Insurance Services.

Our Use of Personal and Non-personal Information

We collect two kinds of information about our on-line visitors, personal and non-personal information. Visitors are not required to register to access the public pages of Target Insurance Services' web sites.

Non-personal information is collected to track the total number of guests visiting Target Insurance Services web sites and to assist us with improvements to our web sites. The non-personal information we monitor includes the browser type and operating system being used by our visitors; areas of the web sites visited; date and time of access; host or service-provider information; and identification of the referring site.

Personal information that can identify a visitor, such as name, business address or policy information, is collected only when voluntarily offered and solely for the business purposes that are clearly identified on our web sites. Access to pages with content specific to agents, brokers, policyholders or risk-bearing partners is password-protected and requires pre-registration. Target Insurance Services does not sell the registration information to non-affiliated third parties. Registration information will only be disclosed to nonaffiliated third parties that provide services necessary to our internal operations. We do, however reserve the right to transfer such information pursuant to court order in the event of bankruptcy, or as otherwise required by law. Target Insurance Services does not seek personal information from minors.

Our Use Of “Cookies“

Target Insurance Services may place an electronic “cookie“ in the browser files of a guest's computer. Cookies are pieces of information that a web site transfers to an individual's computer hard drive for record-keeping purposes. This analysis helps us better understand which areas of our sites are most useful and popular so we can plan improvements and updates accordingly.

Internet Communication

The privacy of communication over the Internet cannot be guaranteed, because the Internet is not a secure medium. Target Insurance Services does not assume any responsibility for any harm, loss, or damage you may experience or incur by the sending of information over the Internet by or to Target Insurance Services.

Consent

By using this web site, you signify your consent to Target Insurance Services' on-line privacy policy. If you do not agree to this policy, please do not use this web site. We reserve the right, at our discretion, to update, change, modify, add or remove portions of this policy from time to time. Any changes to this privacy policy will be promptly disclosed in this area.